Financial Operations Engineer at Self Financial

| Austin
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Self Lender helps consumers establish credit history. We are a venture-backed, financial services startup based in Austin, TX. Self Lender is disrupting financial services through democratizing access to establish credit. We welcome candidates who are innovative, dependable and hardworking and seek an open opportunity to rise to whatever level fits their abilities and drive.

We only seek the best.

Our compensation and benefits are competitive, but there's one thing that Self Lender can offer that many startups cannot: we can positively change the world, while making a profit. Over 64 million adults in the U.S. do not have a credit score due to a lack of credit history. Self Lender is solving this problem with innovative technology and partnerships.

We're incredibly passionate about building financial products that help consumers. If you are too, we'd love to chat with you.

Operations Engineer

Position Description: Operations Engineer

In order to deliver on our promise, we built banking and payments processing software in-house. We have a rockstar team of people passionate about helping and educating the financially underserved and we are looking for a Financial Analyst to join us in our mission. You will be responsible for day-to-day financial reporting and payments activities, as well as the development of highly sophisticated automated financial models in Excel, SQL, and Python. You will drive the continuous development of our internal and partner-facing financial systems. You will report directly to the Manager of Technical Operations and will get a chance to develop your technical and business skills.

Candidate Description:

You are an expert problem solver and creative thinker, and can see not only all individual details but also the larger picture as a whole. You can understand complex technical projects and translate them into simple business terms for communication with senior management at our business partners and vendors. Likewise, you understand the business and product objectives and can translate them into functional and technical requirements for our developers. You are reliable, hardworking and smart and appreciate working in a fast paced, collaborative environment that rewards ability and empirical results.

Activities and Responsibilities

  • Generate daily, weekly and monthly reconciliation reports of customer and payments activity, board and regulatory reports and credit reporting data for our banking partners
  • Automate and run our banking core with code/scripts written in python and SQL
  • Implement financial systems, processes and procedures to facilitate strong internal control
  • Take ownership of process modeling, improvement and documentation
  • Design, spec and test financial analysis and reporting features of our banking software to be implemented by engineering
  • Responsible for performing the month end financial close process
  • Prepare monthly reports for management including monthly financial statements (P&L, balance sheet, cash flow); operational reports and analyses
  • Assist with the preparation of the annual budgets and operating plans


Required Qualifications

  • 4 year Bachelor’s degree in Computer Science or MIS
  • 2+ years of software industry experience (or 2+ years with Masters/PhD)
  • Experience with financial analysis or financial engineering experience in the finance industry; understanding of banks’ reporting requirements a plus
  • Solid understanding and application of computer science fundamentals: data structures, algorithms and design patterns.
  • Strong experience with databases and SQL
  • Proficient with scripting technologies such as Python, PostgreSQL
  • Ability to work in a Unix-based operating system (Linux, MacOS)
  • Strong proficiency with Microsoft Excel, PowerPoint, Visio or similar tools

Recommended Qualifications

  • Professional Fintech experience strongly desired
  • Professional experience with financial accounting and financial reconciliation
  • Understanding of data architecture systems (including data warehousing and data analytics).
  • Experience with common software engineering tools such as Git (or other VCS), JIRA, confluence and similar platforms.
  • Familiarity with Agile development methodologies including Project Management, Change Control, Incident Management, IT Controls/Audits and Software Development Lifecycle.


Our compensation and benefits are competitive, but there's one thing that Self Lender can offer that many startups cannot: we can positively change the world, while making a profit. Over 64 million adults in the U.S. do not have a credit score due to a lack of credit history. Self Lender is solving this problem with innovative technology and partnerships.

  • Highly Competitive Pay
  • Free drinks & snacks
  • Free lunch on Mondays and Wednesdays
  • Health Insurance
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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • JavascriptLanguages
    • PHPLanguages
    • PythonLanguages
    • SqlLanguages
    • GraphQLLanguages
    • ReactLibraries
    • ExpressFrameworks
    • FlaskFrameworks
    • Node.jsFrameworks
    • React NativeFrameworks
    • PostgreSQLDatabases
    • RedisDatabases
    • Google AnalyticsAnalytics
    • SegmentAnalytics
    • BrazeAnalytics
    • TableauAnalytics
    • IllustratorDesign
    • InVisionDesign
    • PhotoshopDesign
    • SketchDesign
    • ConfluenceManagement
    • JIRAManagement
    • ContentfulCMS
    • MailChimpEmail


Our company is in the heart of downtown Austin overlooking the world-famous sixth street district and the Texas State Capitol building.

An Insider's view of Self Financial

What’s the vibe like in the office?

We are constantly growing and facing new challenges, but everyone works well together. Our company events are always fun and a good way to get to know each other better. We are a very tight-knit group, and I wouldn't have it any other way!


Customer Success Team Lead

What projects are you most excited about?

The best part about being at a company at this stage is being able to build data infrastructure and marketing programs from the ground up. I'm most excited to build out our entire retention marketing strategy to drive increased user engagement. We're utilizing a great growth automation system that allows us to do some really cool things.


Director of User Acquisition

How has your career grown since starting at the company?

Since joining Self, I've had the opportunity to develop my skills in both our frontend and backend repos. I've also learned a lot about working together with stakeholders to create new features or resolve bugs. I definitely feel like a stronger engineer having worked on this team and learning so much from my colleagues about maintainable code.


Software Engineer

What is your vision for the company?

Most financial institutions cast aside those considered low-to-moderate income. We help people with fundamental aspects of financial health – building credit, using it wisely and saving money. My goal is to continue building a company of highly talented and collaborative people driven by a mission of helping people achieve financial stability.


Chief Marketing Officer

How do you collaborate with other teams in the company?

As a fast paced work environment, collaboration is key. It’s great to work with people who are willing to help each other out. If you have a question, it’s as easy as walking to their desk to ask!


Compliance Manager

What are Self Financial Perks + Benefits

Self Financial Benefits Overview

We're located in downtown Austin with a direct view of the Capitol! Being in the heart of the action creates an exciting place to grow the company and make a huge impact for our customers.

Partners with Nonprofits
Friends outside of work
Eat lunch together
Intracompany committees
Daily stand up
Open door policy
Team owned deliverables
Team based strategic planning
Group brainstorming sessions
Pair programming
Open office floor plan
Dedicated Diversity/Inclusion Staff
Unconscious bias training
Mean gender pay gap below 10%
Diversity Employee Resource Groups
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Flexible Spending Account (FSA)
Disability Insurance
Dental Benefits
Vision Benefits
Health Insurance Benefits
Life Insurance
Wellness Programs
Onsite Gym
Team workouts
Retirement & Stock Options Benefits
Company Equity
Equity Incentive Plan
Performance Bonus
Child Care & Parental Leave Benefits
Generous Parental Leave
Flexible Work Schedule
Remote Work Program
Our remote work program includes work from home full-time remote for specific positions.
Family Medical Leave
Return-to-work program post parental leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Paid Holidays
Paid Sick Days
Perks & Discounts
Casual Dress
Company Outings
Stocked Kitchen
Some Meals Provided
Happy Hours
Pet Friendly
Relocation Assistance
We offer relocation assistance to new employees.
Fitness Subsidies
We offer gym membership for employees.
Home Office Stipend for Remote Employees
Covid Stipend
Professional Development Benefits
Job Training & Conferences
Self offers employees professional development opportunities like an annual individual budget for training.
Tuition Reimbursement
Diversity Program
Lunch and learns
Cross functional training encouraged
Promote from within
Mentorship program
Our mentorship program includes 1-to-1 program, leadership mentoring.
Continuing Education stipend
Time allotted for learning
Online course subscriptions available
Paid industry certifications
We offer paid industry certifications for specific positions at Self.
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