This is a remote position and we're accepting applications from anywhere in the U.S. We also have an optional office in Austin you can use if you live here or come visit. Knowledge of Texas, Colorado, and/or Georgia markets is preferred.

We're seeking a Sr. Mortgage Underwriter to join us in delivering on our mission of building a simpler, more streamlined and customer-centric home buying and selling experience.

About Homeward

Buying a home should be an exciting milestone. But all too often, it’s stressful, especially in a competitive market or when you’re buying and selling at the same time. So we’re redesigning the homebuying experience. We’re a fast-paced real estate startup that empowers agents to help homebuyers buy with cash. We buy homes on behalf of our partners’ clients with our cash, then the client buys the home back from us.

Founder and CEO Tim Heyl, a 10-year industry veteran and owner of one of the fastest-growing agent teams in the country, started Homeward in 2018. In fact, he bought our first customer’s home with his own life savings. Today we offer two services — Buy with cash and Buy before you sell.

We’ve raised more than $160MM in equity capital from top-tier venture investors, including Norwest, Blackstone Alternative Asset Management, Adams Street, Javelin, and LiveOak. Our leadership team includes experts from the real estate, mortgage, and technology industries.

About the opportunity

The Homeward Mortgage Team is responsible for conducting the financial review and approval of every customer that works with Homeward. We’re focused on bringing financial innovations to life and delivering a seamlessly integrated mortgage experience. We are the newest team at Homeward and are looking for subject matter experts and business people with an entrepreneur's mindset and ability to get stuff done.

As part of the team, you’ll be ensuring that we work with high-qualified customers meeting Homeward’s eligibility criteria. Your role is to support the optimization of our mortgage underwriting policies and procedures to ensure we originate high-quality loans that conform to investor and internal requirements. This position will challenge your ability to establish and implement complex operational processes while working cross-functionally with other critical teams including product, engineering, and customer experience among others.

This role is not eligible to be performed from Colorado. This position is not eligible for visa sponsorship.

Note: This role will require weekend availability and flexibility to work until 8:00pm CDT.

Responsibilities will include: 

• Underwriting agency conforming and jumbo residential mortgage loans
• Contributing to the ground-up build out of our mortgage origination process
• Collaborating with internal teams to creatively solution for challenging underwriting scenarios
• Reviewing escalation and exception requests
• Shaping Homeward’s transaction eligibility requirements and related underwriting processes

About you:

• 5+ years of experience underwriting FNMA, FHLMC, FHA, VA, and Non-Conforming (Jumbo) mortgages, wholesale underwriting experience a plus
• FHA and VA designations also a plus
• Expert knowledge of Desktop Underwriter (DU) and purchase mortgage underwriting
• Strong written and verbal communication skills
• Ability to thrive in a fast-paced, high production environment
• The drive to build something new

Our Values

THE GOLDEN RULE

Whether we’re dealing with colleagues or customers, we follow The Golden Rule, treating others the way we want to be treated. It’s a simple rule, but it’s also significant: we don’t prioritize money or growth over people, and we practice empathy at every opportunity.

CALM FOCUS

We work in tech and build solutions for real estate. Both are fast-paced and stressful industries. So it’s important that  we focus on the larger objective rather than rushing from one task to the next. If something is out of scope, we say “No.” If something feels rushed, we pump the brakes. This calm focus helps us create solutions our customers love.

ONE TEAM, ONE DREAM

Big problems require big solutions. We look at our customers’ experience holistically, and recognize that solving them requires collaboration across teams. This approach extends to cooperation among our three affiliate companies — Homeward, Homeward Mortgage and Homeward Title — and produces  a more integrated homebuying experience.