Role:   Litigation Adjuster 

Location: Austin, TX

Reports To: Claims Manager

Hippo is modernizing the home insurance industry by putting customers at the center of everything we do, from the coverage we offer to the customer service we provide. Hippo’s true ambition lies in helping people protect their homes to begin with by leveraging technology and data to help find small issues before they become big headaches. Because, at the end of the day, the best home insurance policy is the one you never have to use.  

Hippo treats its team members with the same level of dedication and care as we do our customers. Our CEO, Assaf Wand, views this company as an opportunity to care for one another like a family, which is why we’re fortunate to provide all of our Hippos with: 

• Healthy Hippos Benefits- 100% Employer paid medical, dental & vision plan options for our team members AND their families (yes, you read that correctly). 
• Flexible Paid Time Off
• Little Hippos Program- We reimburse our team members up to $25k for adoption costs and up to $50k for infertility treatments. Plus, we offer 12 weeks parental leave for primary caregivers and 6 weeks for secondary caregivers. 

About This Role 

We’re seeking an experienced multi-disciplinary claims adjuster with an emphasis on all aspects of Personal Lines Property coverage including litigation experience to handle all type claims from Homeowners policies involving multiple states. You’ll be able to use your expert discernment in handling each case, but you’ll also have a team to rely on in order to help come up with innovative solutions. Hippo is proud to leverage technology to be able to process claims expeditiously, which means little to no travel is required. Day to day, this Litigation Adjuster will work with customers, vendors, and outside counsel over the phone to provide excellent customer service and responsible claims handling. 

About You 

• Must have knowledge and experience with litigation, both first and third party
• Critical Thinker, demonstratable ability to recognize irregularities and prevent fraud
• Superior communicator, both written and verbal
• Enthusiastic about working for a company focused on disrupting the norm
• Team player who enjoys helping and developing others
• Overachiever who is driven to exceed expectations
• Empathetic, dedicated to understanding the needs of our customers

Responsibilities

• All aspects of property and liability losses related to Personal Lines Homeowners with emphasis on litigated files
• Makes prompt contact with customers to set expectations, develop an action plan, and perform an initial exposure assessment
• Investigates all types of claims
• Review and develop plan of action on transferred files to achieve desired goals
• Determines policy coverage through analyzing investigation data and policy terms
• Explains coverage to policyholders providing excellent customer service
• Assign vendors for field work
• Maintains electronic records that accurately and thoroughly document all file handling activity
• Determines and negotiates settlement amounts for damages claimed within assigned authority limits, escalating to management if need be or issuing payments accordingly
• Ensures regular and timely follow-up and brings claims to prompt and appropriate conclusion while keeping the customer informed throughout the life cycle of the claim process

Requirements

• Minimum 3-5 years experience in desk adjusting 
• Texas adjusters license required 
• Strong understanding of claims processes and policy language
• General understanding of good faith and fair dealing and apply its principals in file analysis
• Property background is strongly preferred
• Self-motivated and directed; ability to collaborate is a must, but you will be autonomous and expected to succeed without heavy direction
• Flexible and willing to do what is needed to get great work done
• A natural inclination to work within a culture that is fast-paced and dynamic
• Bachelor’s degree preferred
• Siu exposure a plus

Hippo is an equal opportunity employer, and we are committed to building a team culture that celebrates diversity and inclusion. 

Hippo’s applicants are considered solely based on their qualifications, without regard to an applicant’s disability or need for accommodation. Any Hippo applicant who requires reasonable accommodations during the application process should contact the Hippo’s People Team to make the need for an accommodation known.