Business Underwriter

| Austin
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Billd is an exciting new FinTech company transforming the way commercial construction contractors do business. Billd is well-funded, has its product in the market, and has been recently featured in VentureBeat, Austin Business Journal, and Modern Contractor Solutions as one of the innovation leaders in this space.

We believe in attracting and hiring the best and brightest. We are looking for talented, motivated professionals to join our growing team. At Billd, you will be challenged to be your best self and guaranteed to have one of the most professionally rewarding experiences of your career.

Interested in what our teammates and customers have to say about Billd? Feel free to check out our 4.7-star Glassdoor rating and 4.8 Trust Pilot rating .

Billd provides material and finance options to our commercial construction contractor customers (thats a lot of c's) to purchase material or other expenses that allow them to grow. The Underwriting role is responsible for conducting account-level credit diligence for the customer when they sign up with Billd.

About You

You are talented, analytical, and highly driven to deliver results. You are excited about the opportunity to have broad exposure to, and interactions within, a rapidly growing part of the fintech industry. You have a keen desire to build experience within a B2B lender that has an impressive growth trajectory. You are an all-star credit underwriter with excellent customer service and communication skills, who is equally comfortable working with internal Sales and Risk teams, and Billd's customers. The key responsibility for this role is to run the business underwriting process for new contractor customers.


Austin, TX in-office

Key Responsibilities:

  • Own the contractor onboarding process including diligence, company underwriting, and credit limit determination
  • Complete diligence process on contractor account diligence on a daily basis, working five to ten accounts per day
  • Summarize underwriting methodology, key risk factors, and decisioning reasoning on contractor accounts on a daily basis
  • Monitor contractor business portfolio for re-diligence and additional risk
  • Complete business underwriting including: credit report evaluation, ratio calculations, bank statement review, background checks and independent business research
  • Evaluate and process applicant documents to identify discrepancies and protect Billd from potentially fraudulent activity
  • Maintain subject matter expertise pertaining to current market underwriting guidelines relating to each state, lien laws, as well as internal company guidelines
  • Mentor risk and sales associates on deal processing and underwriting
  • Collaborate with internal sales team

Skills and Qualifications:

  • Bachelor's degree
  • 4+ years in commercial underwriting roles
  • Knowledge in the commercial construction experience preferred but not required
  • Experience with Salesforce or comparable SRM and ERP systems
  • Experience with a wide variety of diligence tools such as Experian Business Credit, D&B, Cortera, LexisNexis, and Inscribe
  • Comfortable working in a fast-paced environment
  • Exceptional written and verbal communication skills
  • Strong understanding of finance, credit, and lending

Billd is committed to diversity and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
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Technology we use

  • Engineering
  • Product
  • Sales & Marketing
    • .NETLanguages
    • C#Languages
    • JavascriptLanguages
    • AngularJSFrameworks
    • Google AnalyticsAnalytics
    • MixpanelAnalytics
    • ConfluenceManagement
    • JIRAManagement
    • WordpressCMS
    • HubSpotCRM
    • IntercomCRM
    • SalesforceCRM
    • MailChimpEmail


Just 10 minutes north of downtown Austin, and right next to plenty of bars and restaurants.

An Insider's view of Billd

What’s the vibe like in the office?

Excitement. Team members celebrate others' successes both inside and outside the company. When a client calls up because they've just won a bid on a major project - and the clients know that we're there to help them - the excitement is tangible. We're solving age-old problems with an innovative approach, nothing is more exciting than that.

Jon Placa

Director of Financial Operations

What projects are you most excited about?

I'm most excited about our technology partnerships, specifically with Procore and Stack. Billd's credit terms act as a perfect complement to construction technology platforms and it is exciting to develop integrations into our partners workflow. Ultimately, the integrations create more value for contractors with a great user experience.

Robbie Reynolds

Director of Business Development

How does the company support your career growth?

The leadership of this company is serious about professional development and letting employees take on big challenges that excite them. Billd has allowed me to explore different teams and roles since I joined a year ago. It’s exciting to look around and see the amount the company has grown and to consider how much I’ve grown as well.


Sales Enablement Manager

What's something quirky about your company?

I consider under-desk hammocks, nitro green tea on draft, and a fully built out cross-training gym 100% mainstream at this point, so no quirks there. If I'm thinking "quirky," it'd have to be our Billd Office Music Policy: first person to arrive in the morning selects the jams for the day (no skips allowed).

Russ Briscoe

Director of Contractor Partnerships

What are Billd Perks + Benefits

Friends outside of work
Eat lunch together
Open door policy
Group brainstorming sessions
Open office floor plan
Someone's primary function is managing the company’s diversity and inclusion initiatives
Hiring Practices that Promote Diversity
Health Insurance & Wellness Benefits
Dental Benefits
Vision Benefits
Health Insurance Benefits
Onsite Gym
Retirement & Stock Options Benefits
Company Equity
Performance Bonus
Child Care & Parental Leave Benefits
Generous Parental Leave
Vacation & Time Off Benefits
Unlimited Vacation Policy
Generous PTO
Paid Holidays
Paid Sick Days
Perks & Discounts
Beer on Tap
Casual Dress
Company Outings
Game Room
Stocked Kitchen
Some Meals Provided
Happy Hours
Pet Friendly
Recreational Clubs
Professional Development Benefits
Job Training & Conferences
Lunch and learns
Cross functional training encouraged
Promote from within
Time allotted for learning
Customized development tracks
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