Summary
Imagine what you could do here! At Apple, new ideas have a way of becoming great products, services, and customer experiences! Bring passion and dedication to your job and there's no telling what you could accomplish. Apple is looking for an attorney to join our team and support Apple's payments initiatives-with a primary focus on supporting Apple Card and related consumer credit products and services.
We're looking for someone with financial services experience who is confident providing guidance on a broad range of product and regulatory matters to cross-functional teams. You must have the ability to thrive in a collaborative and dynamic environment and effectively communicate to different audiences, from technical conversations to executive leadership updates.
Key Qualifications
Strong knowledge of financial services laws and regulations, including TILA, Reg. Z, ECOA, Reg. B, the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and similarly applicable state laws
Experience drafting and negotiating complex commercial agreements and terms and conditions for consumer credit products and services
Experience interacting with federal and state financial regulators and examiners
Experience providing product counseling for mobile wallets, digital payments systems, alternative payments, or other similar financial products and services
Knowledge of the structure and operation of payment network rules
Strong interpersonal and project management skills and the ability to work independently as well as part of a cross-functional group
Practical business judgment and problem-solving skills
Excellent writing, communication, and presentation skills
High degree of comfort with financial and workplace technology, including project management and collaboration tools and applications
At least 3-5 years of relevant experience
Description
In this role, you'll support the Wallet, Payments, and Commerce team on a range of initiatives for Apple Card and related consumer credit products and services. This will include serving as both regulatory product counsel to evaluate and provide strategic guidance on new initiatives and as commercial counsel to draft and negotiate agreements as necessary to support those initiatives. You'll also help the Wallet, Payments, and Commerce team understand and navigate the regulatory environment that applies to banks, bank service providers, payment networks, credit bureaus, and other participants in the consumer finance industry.
Education & Experience
JD or equivalent and admission to at least one US state bar.