Teams at Earnin

Own credit risk policy optimization, limit-setting, experimentation, forecasting, and portfolio monitoring. Design A/B tests, build performance reporting and dashboards, identify emerging risks, and partner with Machine Learning, Product, Engineering, and Operations to improve risk models and customer outcomes. Monitor deployed model performance and translate analytical findings into actionable policy and product changes.

Build and evolve scalable full-stack products using React, TypeScript, Next.js, Python, and Django. Own frontend and backend architecture, APIs, testing, CI/CD, observability, performance, and reliability. Collaborate with Product and Design, lead technical initiatives, identify risks, define solutions in ambiguous environments, and mentor engineers. Develop 0-to-1 experiences and production systems across cloud-based environments while establishing engineering standards and monitoring technical and product metrics.