SoFi Compensation & Benefits

SoFi Employee Perspectives

SoFi takes a comprehensive approach to employee well-being, recognizing that supporting people extends beyond the workplace. Through health, wellness, family and financial support programs, the company helps employees prioritize their physical, mental and financial well-being while continuously evolving benefits based on employee feedback.

“We take a holistic approach to employee wellbeing. Some of the notable benefits that support this approach are: our low-to-no-cost medical plans, mental health services through a partnership with Modern Health, family planning benefits, caregiver leave and gym and wellness programs. Additionally, we contribute $200 per month toward their student loans and offer free financial classes. We listen and adapt our offerings using an annual employee engagement survey as well as quarterly pulse surveys, and the leadership team creates action plans to address the greatest areas of opportunity.”

Anna Avalos, Chief People Officer

SoFi Employee Reviews

This is a challenging place to work, you have to want more than a paycheck to thrive at SoFi. But the people make it SO fun to come to work every day. I've been here more than two years and there is no where else I would rather be.

Kari
Kari, Director, Talent Brand & Engagement
Kari, Director, Talent Brand & Engagement

What People Are Saying About SoFi

  • Healthcare Strength: Comprehensive medical, dental, and vision plans are paired with mental-health coaching/therapy, EAP access, and wellness programs, with options noted for low or fully covered premiums. Company-paid life and disability insurance further strengthen core protection.
  • Parental & Family Support: Up to 12 weeks fully paid parental leave is complemented by fertility/adoption resources, subsidized back-up child/elder care, caregiver leave, and pet insurance. A 2026 program also matches a new federal $1,000 seed for eligible children’s investment accounts.
  • Leave & Time Off Breadth: Exempt employees have flexible/unlimited vacation alongside early-release “SoFi Fridays,” while non-exempt employees receive generous vacation and sick time. Paid volunteer time and role-appropriate leave options extend time-away coverage.

SoFi's Benefits

Offers company equity

SoFi offers stock options through its employee profit sharing program, including vesting over a four-year period.

Offers performance bonuses

SoFi's performance bonus plan is paid out quarterly when employees meet targets set by their direct supervisors.

Hosts company-sponsored family events

Offers childcare benefits

Through care.com, parents have access to in-home or in-center vetted and subsidized care for your children when regular care is not available.

Offers generous parental leave

SoFi will provide up to 8weeks of paid parental leave to employees following the birth of an employee’s child or the placement of a child with an employee in connection with adoption or foster care.

Provides family medical leave

Offers dental insurance

SoFi's Delta Dental plan provides employees the flexibility to choose any dentist in‐network or out‐of‐network and still receive benefits.

Offers Flexible Spending Account (FSA)

SoFi's Flexible Spending Account (FSA) lets employees pay for dependent care and eligible out-of-pocket healthcare expenses with pre-tax contributions of up to $2,750 annually.

Offers health insurance

SoFi employees receive comprehensive health, vision, dental, life insurance, and disability benefits—as well as flexible time off, fitness, fertility, and family planning options.

Offers mental health benefits

SoFi partners with Modern Health, which provides support to help people reduce stress, feel more engaged, and be happier. Employees and dependents can receive up to 6 therapy sessions + other support.

Offers pet insurance

Employees have the choice of 2 plans with 50%, or 70% reimbursement on vet bills including accidents, illnesses and hereditary conditions up to $7,500 annually.

Offers vision insurance

SoFi's vision plan provides 100% coverage for annual eye exams through VSP choice doctors, plus offers additional discounts for frames and laser vision repair.

Offers 401(K)

SoFi's 401(k) retirement plan helps our employees set aside income they will need in the future.

Offers disability insurance

SoFi's disability insurance benefit is 60% of an employee's base salary up to a maximum of $5,000/month for short term disability, and $10,000/month for long term disability.

Offers life insurance

SoFi pays for 1 times employees annual salary for Basic Life and AD&D Insurance, and employees have the option to purchase additional life insurance.