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The Mortgage Loan Closer manages the closing process by ensuring compliance, scheduling closings, preparing documents, and coordinating with various teams, requiring attention to detail and strong communication.
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Who we are:
Shape a brighter financial future with us.
Together with our members, we’re changing the way people think about and interact with personal finance.
We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The closing team schedules all the closings with our members and works directly with title to speed the process along.
What you’ll do:
- Ensure files and documents meet company, investor, and compliance requirements.
- Confirm that documents are drawn within posted turn times and consistently meet deadlines.
- Process a minimum of 3 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management.
- Reconcile and approve Closing Disclosure.
- Schedule loan closings with the borrower.
- Prepare closing documents.
- Develop in-depth knowledge of the entire loan life cycle in order to fully understand the implications of the work of the closing function.
- Accurately file documents and information in the system and ensure all information is complete and accurate. Use checklists and other job aides as necessary to accurately complete all required information.
- Coordinate and communicate with processing, underwriting, and post-closing departments for correcting and completing the closing.
What you’ll need:
- Minimum 2-3 years of Closing experience
- Knowledge of TRID guidelines
- Conventional, FHA/VA, Home Equity experience a plus
- Knowledge of Encompass is preferred
- Must be detail-oriented, committed to accuracy with a strong sense of urgency
- Strong written and oral communication skills
- Ability to work independently, multitask, and prioritize to meet deadlines
Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.The Company hires the best qualified candidate for the job, without regard to protected characteristics.Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.New York applicants: Notice of Employee RightsSoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.
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