Senior Financial Analyst - Commercial Credit

Position Summary:

The Senior Financial Analyst plays a critical role within the Commercial Credit team, reporting to the Global Risk and Operations Director. The position is responsible for delivering high-impact financial insights, driving process improvements, and supporting strategic decision-making. A core focus of the role is analyzing complex counterparties through in-depth credit assessments integrating quantitative analysis with qualitative commercial and counterparty judgment. 

The ideal candidate is an experienced professional who operates independently and serves as a subject matter expert. They perform advanced financial analysis across financial statements, liquidity, leverage, capital structure, and cash flow forecasts to assess creditworthiness, while incorporating macroeconomic, geopolitical, and market-driven factors that influence counterparty risk. 

Key Responsibilities:

•  Fully competent, experienced professional; able to carry out range of professional duties and acts as subject matter expert within their field. Identifies financial risks and collaborates on strategies to mitigate them. 

• Solves complex problems; takes a broad perspective to identify solutions to Treasury process and technology related challenges. Identifies business process improvement opportunities and contributes to the development of best practices. 

• Works independently, with guidance in only the most complex situations while acting as a resource for financial analysts with less experience. 

• Collects and analyzes data to identify trends, patterns, and insights that can inform business decisions. 

• Actively seeks and implements ways to enhance processes, systems, or automation to provide more time for in-depth analysis and commentary. May lead Treasury projects or participate in Treasury aspects within a cross organizational project. 

• Develops strong relationships with key business partners. 

• Monitors and/or develops KPIs to proactively identify and communicate financial and business risks to internal and external business partners.  

Minimum Requirements:

• Bachelor’s degree in Business, Finance, Accounting, or related discipline required. 

• Six (6) years in Accounting, Finance, or related field required. 

• Demonstrated ability to deliver actionable financial insights and support strategic decision-making is preferred.

• 2 years of experience financial modeling is preferred.

Skills 

Must have excellent verbal and written communication skills.  Strong abilities to resolve issues effectively, clearly convey decisions and thinking, and distill complex information into succinct summary form are required.  

Travel

10-15%