Sr. Life Insurance Underwriter (Remote)

At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.

Role Overview:

Could you be our next Sr. Life Insurance Underwriter? Globe Life is actively networking with experienced Sr. Life Insurance Underwriters who are open to new opportunities!

In this role, you will be responsible for evaluating life insurance applications, making critical decisions on risk selection, and determining whether to issue standard rates or decline applications. Guided by underwriting standards and written guidelines, you'll implement underwriting policies and procedures to efficiently process new business while also collaborating with other departments. 

This is a remote / work-from-home position.

What You Will Do:

• Screen life insurance applications, including trial applications, to select risks and determine standard, rate, or reject disposition.
• Implement underwriting policies and procedures for new business processing and other department processes.
• Utilize Swiss Re Underwriting manual and internal company notes to implement medical guidelines.
• Report and interpret MIB codes, as well as evaluate results of oral saliva tests and agent verification calls.
• Review and assess motor vehicle records (MVRs), prescription histories (Rx), medical records (APSs), and paramedical exams/lab results.
• Respond to customer inquiries regarding dispositions and evaluate health information received with add-ons, modifications, and reinstatements.
• Act as the underwriting contact for top-level Agents for information and escalated issues, handling sensitive cases and positive drug screens.
• Manage aging cases and referrals from other underwriters and screeners.
• Assist in training underwriters and screeners and support other necessary underwriting areas as directed by department management.

What You Can Bring:

• Some college coursework; Bachelor's degree preferred; will consider 5+ years of life insurance experience in place of a degree.
• Required certifications: LOMA 280/281, LOMA 290/291; pursuit of FLMI preferred; consideration given to other industry courses.
• Mandatory certification in LOMA Underwriting (UND) and knowledge of medical terminology.
• Minimum of 3 years' experience in an Underwriter role or above.
• Daily application of critical thinking and complex problem-solving skills.
• Strong verbal and written communication skills.
• Proficiency in PC skills, including Excel, MS Word, and MS Outlook; familiarity with MS Access is a plus.

Applicable To All Employees of Globe Life Family of Companies:

• Reliable and predictable attendance of your assigned shift.

• Ability to work full time and/or part time based on the position specifications.

How Globe Life Will Support You:

Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don’t just work, but thrive at Globe Life:

• Competitive compensation designed to reflect your expertise and contribution.

• Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.

• Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan.

• Paid holidays and time off to support a healthy work-life balance.

• Parental leave to help our employees welcome their new additions.

• Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.

• Company-paid counseling for assistance with mental health, stress management, and work-life balance.

• Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.

• Discounted Texas Rangers tickets for a proud visit to Globe Life Field.

Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.