Sr Underwriting Consultant - Remote

Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by connecting people with the care, pharmacy benefits, data and resources they need to feel their best. Here, you will find a culture guided by inclusion, talented peers, comprehensive benefits and career development opportunities. Come make an impact on the communities we serve as you help us advance health optimization on a global scale. Join us to start Caring. Connecting. Growing together.
You'll enjoy the flexibility to work remotely * from anywhere within the U.S. as you take on some tough challenges. For all hires in the Minneapolis or Washington, D.C. area, you will be required to work in the office a minimum of four days per week.
Primary Responsibilities:

• Work with various internal partners to determine and model the pricing structure that will be offered to our clients, both renewals and new business
• Leverage business knowledge to propose solutions to unique business problems regularly in a dynamic work environment
• Build and maintain financial models to assist in the evaluation of client savings and OptumRx profit margins which is involved with competitive RFP work, as well as market checks, and ongoing ad hoc financial analysis for our clients
• Evaluate and recommend alternative pricing options based on market analyses and trends
• Assess the risk of pricing guarantees offered and communicate such risks to pricing leadership
• Collaborate with the Sales, Proposals and Legal teams to project pricing and profit for a range of services and products the company offers
• Gather, summarize and analyze detailed data in a variety of formats
• Validate renewal and prospect RFP's for underwriting accuracy
• Work on large cases and present pricing recommendations to executive management as needed

You'll be rewarded and recognized for your performance in an environment that will challenge you and give you clear direction on what it takes to succeed in your role as well as provide development for other roles you may be interested in.
Required Qualifications:

• 5+ years of relevant finance, underwriting or accounting experience
• Progressive work experience that includes financial analysis
• Proven ability to work in a matrix environment while positively influencing other functional areas
• Advanced or higher level of proficiency in MS Excel, MS Office product suite, and other technology tools

Preferred Qualifications:

• Experience presenting to senior leadership
• Proven solid financial, analytical, and business acumen
• Proven to generate innovative approaches and solutions to business opportunities
• Proven solid interpersonal skills and the ability to communicate well with all levels of the organization
• Proven ability to build solid interdepartmental relationships

*All employees working remotely will be required to adhere to UnitedHealth Group's Telecommuter Policy
Pay is based on several factors including but not limited to local labor markets, education, work experience, certifications, etc. In addition to your salary, we offer benefits such as, a comprehensive benefits package, incentive and recognition programs, equity stock purchase and 401k contribution (all benefits are subject to eligibility requirements). No matter where or when you begin a career with us, you'll find a far-reaching choice of benefits and incentives. The salary for this role will range from $91,700 to $163,700 annually based on full-time employment. We comply with all minimum wage laws as applicable.
Application Deadline: This will be posted for a minimum of 2 business days or until a sufficient candidate pool has been collected. Job posting may come down early due to volume of applicants.
At UnitedHealth Group, our mission is to help people live healthier lives and make the health system work better for everyone. We believe everyone-of every race, gender, sexuality, age, location and income-deserves the opportunity to live their healthiest life. Today, however, there are still far too many barriers to good health which are disproportionately experienced by people of color, historically marginalized groups and those with lower incomes. We are committed to mitigating our impact on the environment and enabling and delivering equitable care that addresses health disparities and improves health outcomes - an enterprise priority reflected in our mission.
UnitedHealth Group is an Equal Employment Opportunity employer under applicable law and qualified applicants will receive consideration for employment without regard to race, national origin, religion, age, color, sex, sexual orientation, gender identity, disability, or protected veteran status, or any other characteristic protected by local, state, or federal laws, rules, or regulations.
UnitedHealth Group is a drug-free workplace. Candidates are required to pass a drug test before beginning employment.