VP, Portfolio Manager

Axos Bank

Target Range:

$135,000.00/Yr - $150,000.00/Yr

Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 10%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 10%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job

The VP, Portfolio Manager will be responsible for the ongoing monitoring, risk assessment, and performance of a portfolio of non-real estate lender finance clients. This role is critical in ensuring credit quality, compliance with internal policies, and alignment with strategic objectives. The ideal candidate will have extensive expertise in structured finance, asset-backed lending, and lender finance transactions, with strong analytical skills.

Responsibilities:

• Manage a diverse portfolio of non-real estate lender finance clients, including specialty finance companies, consumer lending platforms, and other non-bank financial institutions
• Ensure timely and accurate risk monitoring, covenant compliance, and performance reporting
• Conduct in-depth credit analysis and stress testing on underlying collateral and borrower performance
• Identify emerging risks and recommend proactive mitigation strategies.
• Manage a team of analysts and work closely with others on the team, fostering a culture of accountability and continuous improvement
• Allocate resources effectively to meet portfolio objectives and deadlines
• Serve as a key point of contact for clients regarding portfolio performance and risk-related matters
• Cultivate long-term client relationships and identify product cross-sell opportunities
• Collaborate with credit, underwriting, and syndications teams to support new transactions and amendments
• Ensure adherence to regulatory requirements, internal credit policies, and audit standards
• Prepare and present portfolio reviews to senior management and risk committees

 

Qualifications:

• Bachelor’s degree in Finance, Accounting, Business, or related field; formal credit training preferred
• 10+ years in commercial lending, structured finance, or portfolio management, with a focus on non-real estate lender finance
• Proven experience managing complex portfolios
• Strong analytical and quantitative skills, including proficiency in financial modeling and risk assessment
• Excellent communication, negotiation, and relationship management skills
• Familiarity with regulatory frameworks and capital markets
• Experience managing syndicated credit facilities in an administrative agent role preferred

Axos Employee Benefits May Include:

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We’re a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.

E-Verify and Right to Work Notices

Axos participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States. The E-Verify program is an internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services.

IER Right to Work Poster (English/Spanish)

E-Verify Participation Poster (English/Spanish)