Analyst, Portfolio Management

It Starts With You:

Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.  This is more than a strategic shift.  It’s a chance for driven professionals to grow, learn, and make a real difference.

If you are interested in exploring the possibilities We Want to Talk to You!

The Difference You Make:
The Analyst, Portfolio Management is responsible for assisting with all aspects of the portfolio management process to ensure timely and accurate implementation of investment strategies across various portfolios. The incumbent will collaborate with investment teams and all internal cross-functional teams where necessary.

• Communicates effectively with borrowers and serve as one of the primary points of contact for loan closing and post-closing loan management.
• Reviews and processes funding disbursement requests, ensuring proper documentation and compliance with loan conditions.
• Collects quarterly financial statements and reporting documentation and assist in determining financial condition, credit-worthiness and project compliance for all borrowers.
• Maintains working knowledge of loan policies and procedures.
• Works closely with the Finance department to ensure correct accounting for all loans.
• Tracks, analyzes, communicates, and makes recommendations to address loan delinquencies.
• Rebalances portfolios due to cash flows, guideline changes or general market movements.
• Manages and maintains appropriate cash levels and equitizing wherever necessary.
• Monitors dispersion across portfolios within similar strategies and coordinating actions needed with portfolio teams.
• Ensures accounts are being managed consistently with client guidelines.
• Partners with all internal and external teams in support of funding new accounts, transfers-in-kind, client transitions and general account set up.
• Tracks trading trends of Santander's products.
• Builds strong working relationships with Santander portfolio teams.
• Mitigates Companywide operational risk within daily processing environment.
• Maintains loan portfolio management system and related databases.

What You Bring:
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Education:

• Bachelor’s Degree: in related field or equivalent demonstrated through a combination of work experience, training, military service, or education - Required

Qualifications:

• 3+ Years Experience with portfolio management and asset management. - Required.
• Ability to manage a variety of projects from multiple team members simultaneously.
• Demonstrated ability to maintain accurate electronic files and database systems.
• Organized and self sufficient.
• Strong quantitative reasoning and writing skills.
• Knowledge of underwriting and experience with all underwriting procedures.
• Ability to effectively present information and respond to questions from groups or managers, members, and general public.
• Excellent member service skills.
• Detail oriented, common sense decision-making; above average oral, written and communications skills.
• Ability to define problems, collect data, establish facts, and draw valid conclusions.
• Ability to work with mathematical concepts, such as profitability and statistical inference.
• Ability to apply concepts, such as fractions, percentages, ratios and proportions, to practical situations.
• Capacity to complete the project on time.

Certifications:

• No Certifications listed for this job.

It Would Be Nice For You To Have:

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Work Authorization & Sponsorship:
Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

What Else You Need To Know:

The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.

Base Pay Range:

Minimum:

We Value Your Impact:

Your contribution matters and it’s recognized.  You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers.  Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) 

Risk Culture:

We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.

EEO Statement:

At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.
Working Conditions:

Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.

Employer Rights:

This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.

What To Do Next:

If this sounds like a role you are interested in, then please apply.

We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at [email protected] to discuss your needs.