Principal Financial Analyst

About Beam Benefits

Beam was founded in 2012 by three engineers who saw the opportunity to modernize the dental benefits industry using technology. The first product was the Beam Brush, which was one of the earliest examples of the Internet of Things in healthcare. 

Today, Beam Benefits is available in 40+ states and has expanded beyond dental. Beam is now simplifying and modernizing a robust suite of ancillary employee benefits through an intuitive digital platform, self-service tools, AI-powered pricing, and support from Beam’s helpful representatives. This winning combination allows us to deliver a simple, smart, and wellness-focused experience for brokers, employers, and members.

What We're Looking For:

Beam’s financial planning & analysis (FP&A) team empowers the company with data-driven insights and recommendations. We develop financial models, perform data analytics, and manage strategic planning and forecasting. We value integrity, technical prowess, creative thinking, energy, and emotional intelligence.

We are looking for a Principal Financial Analyst to serve as a senior individual contributor and trusted partner to Finance leadership. This person will own our most complex and high-visibility financial workstreams, set the technical bar for the team, and help shape how Beam plans, prices, and evaluates growth opportunities, with direct influence on executive and board-level decisions.

What You Will Bring:

• You are an advanced Excel modeler with deep experience designing scalable, auditable financial models that others on the team rely on
• You are proficient in SQL and at least one BI tool (Tableau, Looker, or similar) and are comfortable working with large, imperfect datasets directly from the data warehouse
• You translate ambiguous business questions into structured analytical frameworks and communicate findings clearly to executives, the board, and investors
• You have a track record of leading cross-functional initiatives and driving alignment across Finance, Revenue, Product, and Operations
• You mentor and develop analysts on the team, raising the quality bar through example, model review, and coaching
• You pair deep attention to detail with strong commercial judgment about where precision matters and where speed matters more
• You have an entrepreneurial, ownership mindset and identify and solve problems without being asked

What You Will Do:

• Own the strategic pricing function end-to-end, including the design and governance of our pricing models, deal-level analysis on our largest and most complex accounts, and pricing strategy in partnership with Revenue leadership
• Lead long-range planning, annual budgeting, and quarterly reforecasting processes, partnering directly with the CFO, senior leadership, and business unit owners
• Serve as the finance lead on our most complex strategic initiatives, including M&A analysis, new product launches, market expansion, and major partnerships, and present recommendations to the executive team and board
• Build and maintain our most critical financial and operational models, including unit economics, LTV/CAC, cohort profitability, and capital planning, and set the modeling standards the rest of the FP&A team follows
• Deliver executive, board, and investor-ready analyses and narratives that turn complex data into clear recommendations
• Mentor and develop analysts across the FP&A team through model review, coaching on analytical approach, and support for professional growth
• Partner with Data, Accounting, and Revenue Operations to improve the underlying data infrastructure that FP&A relies on
• Identify opportunities to improve the FP&A function itself, including process, tooling, and reporting, and lead those improvements to completion

Minimum Qualifications:

• BA/BS degree in Finance, Economics, Accounting, Mathematics, or a related quantitative field
• 6+ years of progressive experience in corporate FP&A, management consulting, transaction services, investment banking, or private equity, with senior or lead individual contributor experience preferred
• Advanced financial modeling in Excel, including scenario and sensitivity analysis, cohort and unit economics modeling, and large multi-sheet model design
• Strong SQL skills and experience working directly with data warehouses
• Demonstrated experience presenting to executive leadership, board members, or investors
• Proven track record mentoring analysts and leading cross-functional work

Preferred Qualifications:

• MBA, CFA, or CPA
• Experience in insurance (especially employee benefits, ancillary benefits, or health insurance), structured finance, or high-growth SaaS
• Experience with Salesforce, Tableau or Looker, Python or R, and VBA
• Experience with financial planning tools such as Anaplan, Pigment, Workday Adaptive Planning, or Planful