Easy Street Capital Logo

Easy Street Capital

Senior Credit Analyst

Reposted 16 Days Ago
Be an Early Applicant
In-Office
Austin, TX, USA
Senior level
In-Office
Austin, TX, USA
Senior level
Perform due diligence and underwriting for DSCR mortgage loans, manage a pipeline of 25–30 deals, communicate with investors and brokers, prepare asset summary reports, coordinate vendors, and support loan closings while building client relationships and attending industry events.
The summary above was generated by AI
Easy Street Capital is a looking for a highly organized and driven individual to assist the premier private lender in Texas. EasyRent offers “DSCR” loans to real estate investors nationally for residential and mixed use properties up to ten units. You’ll get to work with a fun, fast paced team in a vibrant downtown office.
 
The Real Estate Analyst role is focused on performing all aspects of due diligence with regards to the origination of mortgage loans (valuation, tenant/lease, insurance, borrower credit, etc.) including direct interaction with investors and mortgage brokers. The role also consists of and requires high levels of communication between teammates and a multitude of external parties. You will serve as the “hub” of up to 30 individual deals at one time, performing the analysis and diligence, and keeping everyone up-to-date and organized with the goal of closing loans. Knowledge and experience with real estate and finance is preferred but not required; the role serves as a perfect “bootcamp” for learning everything about investment real estate finance and launching a successful career.

Typical Tasks and Responsibilities

  • Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates
  • Perform due diligence and processing of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews
  • Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background
  • Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies
  • Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders
  • Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm
  • Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events

Skills Desired/Required

  • Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required. 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion.

Skills and Background

  • Very strong communicator
  • Very strong organization skills
  • Detail oriented
  • Positive Attitude / Ability to Take Feedback
  • Ability to handle multiple tasks and duties simultaneously
  • Comfortable with on-the-job training and very fast-paced and non-repetitive environment
  • Basic Microsoft Excel, Outlook, Word
  • Education/experience in real estate, finance or business preferred but not necessary
  • Location in or relocation to Austin, Texas required

Benefits

  • Company sponsored health insurance
  • Company paid life Insurance
  • Company sponosred 401(k)
  • Paid vacation time
  • Paid sick leave

We are looking for the right team member to join our team. If you feel you are that person, please apply!

HQ

Easy Street Capital Austin, Texas, USA Office

201 W 5th St, Austin, Texas, United States, 78701

Similar Jobs

4 Days Ago
Easy Apply
Remote or Hybrid
United States
Easy Apply
138K-237K Annually
Senior level
138K-237K Annually
Senior level
Fintech • Mobile • Software • Financial Services
Lead second-line oversight of small business credit risk through advanced analytics, monitoring KPIs/KRIs, roll rates, delinquency, and credit loss trends. Evaluate and optimize portfolio management policies, ensure regulatory readiness and adherence to risk appetite, provide data-driven challenge to first line, and communicate findings to management.
Top Skills: PythonRSASSQLTableau
8 Days Ago
In-Office
Senior level
Senior level
Fintech
Hands-on role supporting the full credit risk lifecycle: build SQL/Python analyses, dashboards, vintage and loss forecasting, monitor portfolio metrics, evaluate originations and underwriting strategies, and translate A/B test results into recommendations for senior leadership.
Top Skills: PythonSQL
16 Days Ago
In-Office
85K-153K Annually
Senior level
85K-153K Annually
Senior level
Other • Utilities
Lead credit risk analytics by building predictive models, performing segmentation and loss forecasting, analyzing credit policies and vendor data, extracting and transforming large datasets, and partnering with business teams to deploy and track credit strategies, collections, and fraud-prevention initiatives.
Top Skills: ExcelPowerPointPythonRSASSQLWord

What you need to know about the Austin Tech Scene

Austin has a diverse and thriving tech ecosystem thanks to home-grown companies like Dell and major campuses for IBM, AMD and Apple. The state’s flagship university, the University of Texas at Austin, is known for its engineering school, and the city is known for its annual South by Southwest tech and media conference. Austin’s tech scene spans many verticals, but it’s particularly known for hardware, including semiconductors, as well as AI, biotechnology and cloud computing. And its food and music scene, low taxes and favorable climate has made the city a destination for tech workers from across the country.

Key Facts About Austin Tech

  • Number of Tech Workers: 180,500; 13.7% of overall workforce (2024 CompTIA survey)
  • Major Tech Employers: Dell, IBM, AMD, Apple, Alphabet
  • Key Industries: Artificial intelligence, hardware, cloud computing, software, healthtech
  • Funding Landscape: $4.5 billion in VC funding in 2024 (Pitchbook)
  • Notable Investors: Live Oak Ventures, Austin Ventures, Hinge Capital, Gigafund, KdT Ventures, Next Coast Ventures, Silverton Partners
  • Research Centers and Universities: University of Texas, Southwestern University, Texas State University, Center for Complex Quantum Systems, Oden Institute for Computational Engineering and Sciences, Texas Advanced Computing Center

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account