Top Credit Analyst Jobs in Austin, TX

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

The Senior Financial Analyst manages credit operations, analyzes accounts, develops financial models, and collaborates cross-functionally to support financial initiatives and improve processes.

The Supervisor, Credit Analyst oversees credit practices, mentors the Credit Analyst team, reviews applications, and supports risk management while collaborating with Sales and cross-functional teams.

Perform and manage QC audits to assess compliance with HUD, state, and federal requirements for reverse and conventional mortgage products. Maintain and update QC checklists, ensure findings are addressed in the LOS, communicate results, meet review timelines, assist leadership with audit process improvements, and ensure fair lending and net benefit compliance.

Perform due diligence and underwriting for DSCR mortgage loans, manage a pipeline of 25–30 deals, communicate with investors and brokers, prepare asset summary reports, coordinate vendors, and support loan closings while building client relationships and attending industry events.

The Credit Investor & Pricing Analyst evaluates consumer financing structures, develops reports, builds financial models, and supports pricing and risk strategies to optimize returns.

Perform financial and market analysis for commercial borrowers, prepare underwriting and profitability/risk models, summarize industry and borrower performance, identify policy exceptions and mitigation, support Portfolio and Relationship Managers, maintain credit files, and communicate analysis to internal teams and customers.

The Credit Policy Analyst maintains and interprets credit policies to ensure alignment with risk appetite and regulatory requirements while providing support for credit-related inquiries.