Manages insurance products across 2–4 states with full P&L responsibility. Develops pricing strategies, executes rate changes, prepares regulatory filings, monitors state performance, and identifies growth opportunities. Partners with actuarial, sales, marketing, IT, testing, and regulatory teams to improve profitability and product performance. Builds reports and dashboards, presents strategies to leadership, leads complex initiatives, and mentors junior staff.

Lead state-level product performance for multiple states, own P&L, develop pricing strategies, execute rate filings, manage underwriting and agency strategies, partner with actuarial/sales/marketing, mentor product staff, present to senior leadership, ensure regulatory compliance, and drive process improvements and automation to meet growth and profitability targets.